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₹ 10,000* on Gold Loan
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Gold Loan

  • Fast Loan disbursal.
  • Low interest rates upto 9.9%*.
  • Gold is kept in the vault safely. So no worries about your asset
  • It can be used for any purpose like education or travelling.
  • Bank does not track its expenses.
  • Paperless approvel from major banks.

Apply for Gold Loan @ 9.9%*


Where You can use Gold Loan

Need in Emergency

At the time of sudden emergency, when no one is going to help you, your gold jewellery can be your best friend in need.


Your bright kid has secured his place in a good college but the large amount of money has to be deposited as the college fee at once. Don't worry! Use your gold to pay the fee and return back in an easy way.

Expand Your Business

Want to expand your business but don't have enough money to increase daily capital expenses. Just use your gold to get the money from the bank that will multiply as your business with grow. It will be a great help to your business and you don't have to borrow the money from anyone else.


Everybody aware by the fact that the money always fall off because of the great expenses in the marriages. Marriage is once in a life time achievment and don't let its delight fade away. make your and your dear once's all dreams come true with Gold Loan.

Compare Interest Rates

Bank Interest Rate Loan Amount Action
ICICI Bank 10.00% Rs.10,000 to Rs.15 lakh Apply Now
Axis Bank 13.00% Rs.25,001 to Rs.20 lakh Apply Now
HDFC Bank 9.90% Rs.10,000 onwards Apply Now
Canara Bank 7.65% Rs.10,000 to Rs.10 lakh Apply Now
Muthoot Finance 11.99% Rs.1,500 onwards Apply Now
Bajaj FinServ 11% onwards Up to Rs.20 lakh Apply Now
State Bank of India 7.50% Rs.20,000 to Rs.20 lakh Apply Now
Kotak Mahindra Bank 10.50% Rs.25,000 to Rs.25 lakh Apply Now
IndusInd Bank 10.50% Up to Rs.10 lakh Apply Now
Manappuram Finance 12.00% Up to Rs.1.5 crore Apply Now

Documents Required

To get your credit endorsed, a candidate needs to give essential KYC archives, which include:

  • Two recent passport size photographs
  • Identity proof documents
  • Passport
  • Ration card
  • Driving license
  • Address proof documents
  • Telephone bill
  • Electricity bill
  • Another utility bill

Eligibility Criteria

  • Anyone who is older than 18 years and has gold assets to pledge.
  • Any businessman, farmer, housewife, saleried or self-employed can apply for a Gold Loan.

About Gold Loan & Features

  • Overview
  • Gold Loan Tips
  • Gold Loan Faqs

Gold Loan is just one of those crucial loans individuals get against golden jewellery. The sum may be used for almost any expenditures. There is an ease of obtaining financing from gold in only 45 minutes.

Gold is a guaranteed loan since the banks supply the loan from golden security. Banks provide creditors for this loan by maintaining gold jewellery and coins, which can be returned into the loan debtor upon repayment of the loan amount that's due. A loan secured with golden decorations can be obtained for short to moderate term duration and is usually processed in minutes without the necessity of tedious paperwork. When you use for gold from BookMyMoney, you have the choice of leveraging the user-friendly golden loan EMI calculator to compute your monthly premiums instead of this loan.

From the ancient time people used to put their jewellery at the pawnbroker's shop to take some money as a debt and when they returned the money with some interest, they got their jewellery back. Now the scenerio has changed. Banks has replaced the pawnshops and lend money to the borrowers putting their gold in a neat and clean way. So, the Gold Loan is a loan in which borrower borrows the money by putting his gold as a collateral to the bank. When he returns the money with the interest, he gets his gold back.

The amount in Gold Loan depends upon the weight of the gold. Bank can lend you the amount upto the 75% of the gold value. The gold is kept safely in the vault of the bank and is returned to the borrower after successfully returning the money to the bank. Gold Loan is a short term loan and the maximum loan tanure may be upto 12 months. So make sure before taking the loan that you can pay the loan in the loan duration.

The Gold Loan is basically a personal loan except the thing that no any collateral is submitted in case of personal loan. Hence, the loan amount can be used for any perpose like business, education, property or marriage and bank will not track its expense.

What is the Gold Loan EMI Calculator?

BookMyMoney delivers the simple to utilize gold credit EMI mini-computer for people who wish to acquire cash from a bank, utilizing their self-claimed gold as a guarantee. Since Gold costs are rising, candidates get a decent incentive on their gold ornaments, an estimation of the adornments straightforwardly influences the measure of credit to be affirmed.

The online calculator highlighted on BookMyMoney can further assist you to discover the amount EMI you would need to pay for the acquired credit sum. With the utilization of this EMI number calculator, one can attempt different loan costs and residency stages and blends offered by various banks to get the best accessible choice.

How does BookMyMoney's Gold Loan EMI Calculator work?

To use the Gold Loan EMI Calculator at BookMyMoney, you would need to provide a few key details:

  • The interest rate offered by leading banks to avail the Gold Loan
  • Loan amount of the subscribed/required Gold Loan principal
  • The intended duration of the loan

Upon submitting these three details, the EMI calculator would instantly calculate the monthly instalments (considering the ongoing gold prices) to be paid by the borrower. Similar information can be used in other EMI calculators as well such as home loan EMI calculator, personal loan EMI calculator, car loan EMI calculator, etc.

Why should you use the EMI Calculator tool by BookMyMoney?

To calculate Gold Loan Equated Monthly Instalments (EMIs), the calculator can assist you in several ways:

  • It saves you from hours of tedious and fault-prone calculations.
  • It incorporates the latest gold prices into the calculation.
  • It allows you to try out different options to find the Gold Loan that is suitable for your requirement.
  • By knowing the loan EMI payable, you can adjust your monthly budget so that you can make timely payments of your Gold Loan.

Apply Online for Gold Loan

Maximum APR (Annual Percentage Rate) 10.50% - 22%.
Fee applicable for BookMyMoney Rs 0.

*Terms and conditions apply. Credit at sole discretion of lender subject to rates, credit appraisal, charges, eligibility check and terms. Information shown is indicative and collected from public sources. This is a free service and no charges are payable by the borrower to BookMyMoney. The Company may receive remuneration from lenders for services provided to them. BookMyMoney is an independent professional service provider and is not related to the government or government bodies or any regulator or any credit information bureau in any way. Information carried at this website is not supposed to be an offer or solicitation or invitation to borrow or lend. The Company does not undertake any responsibility with respect to the correctness of the content, information and calculations. Information is subject to change without prior notice. By submitting your query or using any tools or calculators, you authorize BookMyMoney to share your information with lender(s), consent for such lender(s) to access your credit information report.