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Home Loan Interest Rates

  • Home Loan amount is used to purchase a new home.
  • It can also be used to renovate the old home.
  • It can also be used to construct a new one.
  • Best Offers starting from 6.95%*.
  • Borrower can also transfer the balance of existing Home Loan.
  • We will provide the complete legal guidance.
  • Minimum paperwork required.
  • Flexible Tanure upto 20 years.

Apply for Home Loan @ 6.95%*


Choose Your Home Loan

Purchase a dream Home

Use your Home Loan amount to purchase a new home at a affordable interest rates.

Build Your Own Home

Construct your home according to your need using your Home Loan amount.

Renovate Your Old Home.

Use your loan amount to renovate and redisgn your old home.

Compare Interest Rates

Bank Interest Rate Procssing Fee Action
State Bank Of India 6.95% Rs.2,000 - Rs.10,000 Apply Now
HDFC Ltd 6.95% Up to 0.50% Apply Now
ICICI Bank 6.95% 0.50% to 1% Apply Now
Axis Bank 7.10% Up to 1% Apply Now
Bank Of Baroda 7.00% p.a. onwards 0.25% to 0.50% Apply Now
PNB Housing Finance Ltd 8.60% Up to 1% Apply Now
Karnataka Bank 8.55% Rs.12,000 Apply Now
Sundaram BNP Paribas Home Finance 8.60%. 0.50% - 1% (min. Rs.2,000; max. Rs.20,00 Apply Now
Kotak Mahindra Bank 8.60% up to Rs.10,000 Apply Now
DBS Bank 7.70% upto Rs.10,000 Apply Now
Aditya Birla Capital Housing Finance 9.00% upto 1% on loan amount Apply Now
Indiabulls Housing Finance 9.25% max. 1% on loan Apply Now
IDFC First Bank 8.00% Rs.10,000 Apply Now
Canara Bank 8.05% 0.50% (Max. Rs.10,000) Apply Now
Andhra Bank 8.15% 0.50% (max. Rs.10,000) Apply Now
Bank Of India 6.85% 0.25% (Max. Rs.20,000) Apply Now
Bank Of Maharastra 8.20% 0.25% Apply Now
IDBI Bank 8.30% 0.50% Apply Now
Indian Overseas Bank 8.50% 0.50% Apply Now
South Indian Bank 9.10% 0.50% (Max. Rs.10,000) Apply Now
Central Bank Of india 7.25% 1% (or Min. Rs.10,000) Apply Now
Tata Capital 9.05% 2.00% Apply Now
Yes Bank 9.85% Up to 2% Apply Now


KYC Records
  • A completely filled online Application
  • Passport Size Photograph
  • Identity Proof Aadhaar, PAN, Passport, DL or Voter ID
  • Home Evidence - Electricity Bill, Mobile Bill or Water Bill
Financial Records
  • Income Proof
  • Property Documents

Eligibility Criteria

Eligibility for the loan varies from bank to bank and also depends upon the type of the loan. however, the general criteria depend upon your

  • Age
  • Occupation
  • Income
  • Capacity to repay the loan
  • Place of residence
  • Value of the property

About Home Loan & Features

  • Overview
  • Home Loan Tips
  • Home Loan Faqs

A Home Loan is an amount of money that one borrows from a bank or non-banking financial company at a certain rate of interest to be paid with the EMI paid every month. The property may or may not be taken as a security by the bank for the Home Loan. The property taken as security or loan is borrowed for can either be commercial or residential in nature.

A Home Loan is one of the most common forms of loan, and it is also one of the most recommended. Mortgage loans come with lower interest rates than almost any other kind of loan an individual borrower can find. Home Loan tanure ranges from 5 to 20 years. A Home Loan interest rate wil be either fixed type or floating type, which is paid monthly or bi-weekly along with a contribution to the principal loan amount. In a fixed interest type Home Loan, the interest rate and the periodic payment are generally the same each month. In a floating type interest rate Home Loan, the interest rate and periodic payment vary every month. Interest rates on floating-rate Home Loans are generally lower than fixed-rate Home Loans because the borrower bears the risk of an increase in interest rates. In order to estimate the total cost of your monthly EMI payments, it's good to use an online Home Loan EMI calculator.

With increasing population and urbanization, there's a fight for living space, which in turn is making property expensive, especially in cities. A housing loan provides a common man the opportunity to buy a home for their family. With Easy EMIs and low-interest rates, people can accommodate EMIs in their monthly expenditure.

Arranging finances for your first home entail looking for the ideal Home Loan. If it comes to Home Loans in India, there's absolutely not any dearth of alternatives. Almost all national degree banks, both public and private, provide Home Loans on different arrangements. Today, there's a Home Loan present for all your requirements. Although, the downside of numerous choices being present is that the perpetual confusion which stems from it.

Why not check all the available best offers of Home Loan before you go for Application and documentation because you only buy your Dream Home, once in a lifetime. So, check everything thoroughly and then apply!!!.

BookMyMoney Process

With simple EMIs, leasing a house has become useless; it's virtually as significant as throwing your money away. When you get home on loan, you become its owner in the day that your credit is warranted, and other formalities have been finished. You pay your EMIs per month, which are almost equal to what you would pay on rent; you can also choose to pay less if you’re planning to extend the duration of your loan.
You become the owner of the house when you buy a house, which means you have got full privilege to do whatever you want. Also, as the loan period finishes, you become the full owner. By this time, the value of your home will also get quadrupled going by the speed at which property rates are increasing.
So, we can say for all intents and purpose, buying a house on loan is better than renting it. Now, what are you waiting for? Share with BookMyMoney your Home Loan requirements, and we will take it forward.

Apply Online for Home Loan

Maximum APR (Annual Percentage Rate) 10.50% - 22%.
Fee applicable for BookMyMoney Rs 0.

*Terms and conditions apply. Credit at sole discretion of lender subject to rates, credit appraisal, charges, eligibility check and terms. Information shown is indicative and collected from public sources. This is a free service and no charges are payable by the borrower to BookMyMoney. The Company may receive remuneration from lenders for services provided to them. BookMyMoney is an independent professional service provider and is not related to the government or government bodies or any regulator or any credit information bureau in any way. Information carried at this website is not supposed to be an offer or solicitation or invitation to borrow or lend. The Company does not undertake any responsibility with respect to the correctness of the content, information and calculations. Information is subject to change without prior notice. By submitting your query or using any tools or calculators, you authorize BookMyMoney to share your information with lender(s), consent for such lender(s) to access your credit information report.