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Personal Loan

  • Personal Loan is a most convenient loan.
  • It is a general purpose loan.
  • It is not secured against any asset like home or gold.
  • It can be used for any purpose like education or travelling.
  • Bank does not track its expenses.
  • Best Offers starting from 10.5%*.
  • Paperless approvel from major banks.

Apply for Personal Loan @ 10.5%*


About Personal Loan & Features

Personal Loan is a general purpose loan. In details, it is an unsecured loan taken by individuals from a bank or a non-banking source (NBFC) to meet their personal needs. Unsecured means here, a Personal Loan is not secured against any asset like a home loan or a car loan. Since it’s an unsecured loan the borrower does not put up anything like gold or property to avail it and the lender, in case of the borrower does not able to pay, cannot auction anything he owns. It is provided on the basis of income level, repayment capacity, credit and employment history, etc. Although, the interest rates on Personal Loans may be higher than those on home, car or gold loans. But it is fine because of the greater perceived risk when sanctioning them.

  • Get Your Personal Loan Online Instantly: Many major banks disburse the loan amount quickly. After getting approval, you would recieve your money in two working days only.
  • Best Personal Loan Interest Rates: We assure that you get your personal loan with minimum interest rates. Our best pertners provide personal loans starting at 10.75%* interest rates.
  • Check Eligibility Online: You can check your eligibility online by our eligibility calculator. You can also calculate your accurate EMI. Vary the loan amount with loan tanure and decide which plan will be best suited for you.
  • Hassle Free Services: We provide quick and without irritating inconveniance Service. All the paperwork will be done by us and ofcourse free of charge.
  • Online Approval Without Paperwork: You don't need to submit any document for approval. We trust in you and your eligibilty and loan amount will be calculated by the online computing system based on the details in the application.
  • Compare the Banks of Your Choices: After your approval we provide you the list of the banks you are eligible for. You can compare the services of various banks and select your choice.

Apply Online for Personal Loan

Maximum APR (Annual Percentage Rate) 10.50% - 22%.
Fee applicable for BookMyMoney Rs 0.

*Terms and conditions apply. Credit at sole discretion of lender subject to rates, credit appraisal, charges, eligibility check and terms. Information shown is indicative and collected from public sources. This is a free service and no charges are payable by the borrower to BookMyMoney. The Company may receive remuneration from lenders for services provided to them. BookMyMoney is an independent professional service provider and is not related to the government or government bodies or any regulator or any credit information bureau in any way. Information carried at this website is not supposed to be an offer or solicitation or invitation to borrow or lend. The Company does not undertake any responsibility with respect to the correctness of the content, information and calculations. Information is subject to change without prior notice. By submitting your query or using any tools or calculators, you authorize BookMyMoney to share your information with lender(s), consent for such lender(s) to access your credit information report.