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Personal Loan In Gurgaon

  • Personal Loan is a most convenient loan.
  • It is a general purpose loan.
  • It is not secured against any asset like home or gold.
  • It can be used for any purpose like education or travelling.
  • Bank does not track its expenses.
  • Best Offers starting from @10.5%*.
  • Paperless approvel from major banks.

Apply for Personal Loan @ 10.5%*

Where You can use Personal Loan
Improve Your Home

Personal Loan can be used to buy a new house or to renovate the old one and no need to put any asset to avail it.

Get On The Road

You can use this type of loan to buy a new vehicle.

Pay Out Your Credit Card Debts

Feeling pressure by debt of credit cards. Use your Personal Loan to pay the credit card bill.

Visit a Dream Site

Planning to go for a vacation abroad. spend your Personal Loan to see the dream place

Education Abroad

Want to study abroad but need money. Personal Loan can be a good option for it.


Marriage is a once in a life time achievment. make your all dreams come true with Personal Loan.

Compare Interest Rates

Bank Interest Rate Procssing Fee Loan Tenure
HDFC Bank 10.75% Min Rs. 1,999 Upto 2.50% 12 - 60 Months
Citi Bank 10.50% Upto 0.5% 12 - 60 Months
Tata Capital 11.25% Rs 1499, Upto 2.5% 12 - 72 Months
Fullerton India 11.99% 1% - 3% 12 - 60 Months
Kotak Mahindra 10.50% Rs. 2999, Upto 2.5% 12 - 48 Months
Indusind Bank 11% 0.75% - 1.75% 12 - 60 Months
Yes Bank 11% 0.99%-2% 12 - 60 Months
HDB Finance 14.99% Upto 2% 12 - 60 Months
Aditya Birla Capital 11% 1% - 3% 12 - 60 Months
ICICI Bank 11.25% 0.99% - 2.25% 12 - 60 Months
Bajaj Finserve 12.99% 0.5% - 2% 12 - 60 Months
RBL Bank 12.99% Upto 2% 12 - 60 Months
IDFC Bank 11.50% 1% - 1.5% 12 - 60 Months
Axis Bank 11.25% 1.5% - 2% 12 - 60 Months

The Documents needed for obtaining a Personal Loan

The documentation process can be different in accordance with the particular lender. However, the exact same could be divided in two components - KYC & Financial Records and here are the typically requested documents:

KYC Records
  • Passport Size Photograph
  • Identity Proof Aadhaar, PAN, Passport, DL or Voter ID
  • Home Evidence - Electricity Bill, Mobile Bill or Water Bill
Financial Records
  • Latest 3 month's bank statement of your salary accounts
  • Last 3 month's wages slips

Eligibility Criteria

Eligibility for the loan varies from bank to bank and also depends upon the type of the loan. however, the general criteria depend upon your

  • Age
  • Occupation
  • Income
  • Capacity to repay the loan
  • Place of residence
What is a personal loan?

A Personal loan is an unsecured form of credit which doesn’t require borrowers to pledge any collateral or security to avail it. The best part about these loans is that there is no restriction on the end-use of the funds availed from it. The borrowers can use the funds for a child’s higher education, meeting emergency medical expenses or to fund a business.

Key features of a Personal Loan -
  1. It can be availed by both i.e. self-employed as well as salaried professionals
  2. No collateral or security required
  3. Flexibility in repayment options with tenure ranging from 12 to 60 months
  4. Balance transfer and top up facility available
  5. Minimal documentation
  6. Quick approval
  7. Interest Rate starting from as low as 10.75% p.a.

Availability of Personal Loan Gurgaon

There are a plethora of financial institutions and NBFCs that offers the best private financer at a low rate of interest. Some of the popular banks that offer a personal loan in Gurgaon include Axis Bank, Tata Capital, HDFC Bank, ICICI Bank, Yes Bank, HDB, and Standard Chartered etc. The loan is available for salaried, self-employed and business professionals.

Eligibility for Personal Loan in Gurgaon-

The eligibility criteria to get an instant personal loan in Gurgaon differ from lender to lender. However, this is the common eligibility that borrowers need to fulfil to get a Private financer in Gurgaon.

Age criteria: The age of the borrower should be between 21 years to 65 years.

Net monthly requirement: Minimum salary required for salaried people is Rs. 25,000 as Gurgaon is a metro city.

Total work experience: It should be at least 2 years or 1 year at your present company
You can check your eligibility for a personal loan Gurgaon online through any bookmymoney or from any of the lender’s website.

Documents Required for Instant Personal Loan in Gurgaon-

The set of documents required while applying for a personal loan online are-

For Salaried Individuals-

Identity Proof: Passport, Driving License, PAN Card or Voter’s ID

Residence Proof: Passport, Driving License, Voter’s ID or utility bills

Income Proof: Latest 3 months’ bank statements showing salary credit

For Self-employed-

Identity Proof: Passport, Driving License, PAN Card or Voter’s ID

Residence Proof: Passport, Driving License, Voter’s ID or utility bills

Income Proof: Audited financial statement of the past two years

Personal Loan in Gurgaon at a low rate of Interest-

Before sanctioning an instant personal loan in Gurgaon, lenders do check some of the factors to check the borrower’s eligibility-

  1. Your credit score and history which should be not less than 750.

  2. Your net monthly income to know your ability to repay.

  3. Your employment stability to reassure that you are getting an assured amount every month.


What is the minimum and maximum loan amount is available for salaried people?

The loan amount depends upon your previous repayment history and your credit score which should not be less than 750 to avail a personal loan in Gurgaon.

Do I need to pledge any security or collateral to avail a personal loan in Gurgaon?

No, personal loan does not require to pledge any security.

How will I repay the loan?

The loan can be repaid in easy EMIs (Equated Monthly Instalments).

How can I apply for a Personal loan in Gurgaon?

You can apply for a personal loan in Gurgaon by following these simple steps:

  1. You can directly apply from the lender’s website

  2. You can visit the bank branch also to submit your loan application

  3. Alternatively, you can also apply through bookmymoney and compare multiple lenders under one roof

Why should you apply for a personal loan with bookmymoney?

Because bookmymoney makes the process hassle-free and fast. You can avail a personal loan by following three simple steps to get instant funds in your accounts-.

Complete application form: To avail the best personal loan, borrowers need to submit the personal loan application form correctly by putting in their personal details such as age, PAN number, their employment status etc.

Speedy approval: After submitting the loan application form, your form will be reviewed by the lenders and then your loan will get approved if you meet all the eligibility criteria.

Quick disbursal: After the bank approves your loan application, you will get the funds within some hours, provided that you have submitted the correct application form and the documents required by the lender.

Apply Online for Personal Loan

Maximum APR (Annual Percentage Rate) 10.50% - 22%.
Fee applicable for BookMyMoney Rs 0.

*Terms and conditions apply. Credit at sole discretion of lender subject to rates, credit appraisal, charges, eligibility check and terms. Information shown is indicative and collected from public sources. This is a free service and no charges are payable by the borrower to BookMyMoney. The Company may receive remuneration from lenders for services provided to them. BookMyMoney is an independent professional service provider and is not related to the government or government bodies or any regulator or any credit information bureau in any way. Information carried at this website is not supposed to be an offer or solicitation or invitation to borrow or lend. The Company does not undertake any responsibility with respect to the correctness of the content, information and calculations. Information is subject to change without prior notice. By submitting your query or using any tools or calculators, you authorize BookMyMoney to share your information with lender(s), consent for such lender(s) to access your credit information report.