Personal Loan can be used to buy a new house or to renovate the old one and no need to put any asset to avail it.
You can use this type of loan to buy a new vehicle.
Feeling pressure by debt of credit cards. Use your Personal Loan to pay the credit card bill.
Planning to go for a vacation abroad. spend your Personal Loan to see the dream place
Want to study abroad but need money. Personal Loan can be a good option for it.
Marriage is a once in a life time achievment. make your all dreams come true with Personal Loan.
| Bank | Interest Rate | Procssing Fee | Action |
|---|---|---|---|
| HDFC Bank | 10.75% | Min Rs. 1,999 Upto 2.50% | Apply Now |
| Citi Bank | 10.50% | Upto 0.5% | Apply Now |
| Tata Capital | 11.25% | Rs 1499, Upto 2.5% | Apply Now |
| Fullerton India | 11.99% | 1% - 3% | Apply Now |
| Kotak Mahindra | 10.50% | Rs. 2999, Upto 2.5% | Apply Now |
| Indusind Bank | 11% | 0.75% - 1.75% | Apply Now |
| Yes Bank | 11% | 0.99%-2% | Apply Now |
| HDB Finance | 14.99% | Upto 2% | Apply Now |
| Aditya Birla Capital | 11% | 1% - 3% | Apply Now |
| ICICI Bank | 11.25% | 0.99% - 2.25% | Apply Now |
| Bajaj Finserve | 12.99% | 0.5% - 2% | Apply Now |
| RBL Bank | 12.99% | Upto 2% | Apply Now |
| IDFC Bank | 11.50% | 1% - 1.5% | Apply Now |
| Axis Bank | 11.25% | 1.5% - 2% | Apply Now |
The documentation process can be different in accordance with the particular lender. However, the exact same could be divided in two components - KYC & Financial Records and here are the typically requested documents:
Eligibility for the loan varies from bank to bank and also depends upon the type of the loan. however, the general criteria depend upon your
A Personal loan is an unsecured form of credit which doesn’t require borrowers to pledge any collateral or security to avail it. The best part about these loans is that there is no restriction on the end-use of the funds availed from it. The borrowers can use the funds for a child’s higher education, meeting emergency medical expenses or to fund a business.
Key features of a Personal Loan -There are a plethora of financial institutions and NBFCs that offers the best private financer at a low rate of interest. Some of the popular banks that offer a personal loan in Gurgaon include Axis Bank, Tata Capital, HDFC Bank, ICICI Bank, Yes Bank, HDB, and Standard Chartered etc. The loan is available for salaried, self-employed and business professionals.
The eligibility criteria to get an instant personal loan in Gurgaon differ from lender to lender. However, this is the common eligibility that borrowers need to fulfil to get a Private financer in Gurgaon.
Age criteria: The age of the borrower should be between 21 years to 65 years.
Net monthly requirement: Minimum salary required for salaried people is Rs. 25,000 as Gurgaon is a metro city.
Total work experience: It should be at least 2 years or 1 year at your present company You can check your eligibility for a personal loan Gurgaon online through any bookmymoney or from any of the lender’s website.
The set of documents required while applying for a personal loan online are-
For Salaried Individuals-Identity Proof: Passport, Driving License, PAN Card or Voter’s ID
Residence Proof: Passport, Driving License, Voter’s ID or utility bills
Income Proof: Latest 3 months’ bank statements showing salary credit
For Self-employed-Identity Proof: Passport, Driving License, PAN Card or Voter’s ID
Residence Proof: Passport, Driving License, Voter’s ID or utility bills
Income Proof: Audited financial statement of the past two years
Before sanctioning an instant personal loan in Gurgaon, lenders do check some of the factors to check the borrower’s eligibility-
Your credit score and history which should be not less than 750.
Your net monthly income to know your ability to repay.
Your employment stability to reassure that you are getting an assured amount every month.
The loan amount depends upon your previous repayment history and your credit score which should not be less than 750 to avail a personal loan in Gurgaon.
No, personal loan does not require to pledge any security.
The loan can be repaid in easy EMIs (Equated Monthly Instalments).
You can apply for a personal loan in Gurgaon by following these simple steps:
You can directly apply from the lender’s website
You can visit the bank branch also to submit your loan application
Alternatively, you can also apply through bookmymoney and compare multiple lenders under one roof
Because bookmymoney makes the process hassle-free and fast. You can avail a personal loan by following three simple steps to get instant funds in your accounts-.
Complete application form: To avail the best personal loan, borrowers need to submit the personal loan application form correctly by putting in their personal details such as age, PAN number, their employment status etc.
Speedy approval: After submitting the loan application form, your form will be reviewed by the lenders and then your loan will get approved if you meet all the eligibility criteria.
Quick disbursal: After the bank approves your loan application, you will get the funds within some hours, provided that you have submitted the correct application form and the documents required by the lender.
| Maximum APR (Annual Percentage Rate) | 10.75% - 22%. |
| Fee applicable for BookMyMoney | Rs 0. |
*Terms and conditions apply. Credit at sole discretion of lender subject to rates, credit appraisal, charges, eligibility check and terms. Information shown is indicative and collected from public sources. This is a free service and no charges are payable by the borrower to BookMyMoney. The Company may receive remuneration from lenders for services provided to them. BookMyMoney is an independent professional service provider and is not related to the government or government bodies or any regulator or any credit information bureau in any way. Information carried at this website is not supposed to be an offer or solicitation or invitation to borrow or lend. The Company does not undertake any responsibility with respect to the correctness of the content, information and calculations. Information is subject to change without prior notice. By submitting your query or using any tools or calculators, you authorize BookMyMoney to share your information with lender(s), consent for such lender(s) to access your credit information report.