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Personal Loan In Patna

  • Personal Loan is a most convenient loan.
  • It is a general purpose loan.
  • It is not secured against any asset like home or gold.
  • It can be used for any purpose like education or travelling.
  • Bank does not track its expenses.
  • Best Offers starting from 10.5%*.
  • Paperless approvel from major banks.

Apply for Personal Loan @ 10.5%*

Where You can use Personal Loan
Improve Your Home

Personal Loan can be used to buy a new house or to renovate the old one and no need to put any asset to avail it.

Get On The Road

You can use this type of loan to buy a new vehicle.

Pay Out Your Credit Card Debts

Feeling pressure by debt of credit cards. Use your Personal Loan to pay the credit card bill.

Visit a Dream Site

Planning to go for a vacation abroad. spend your Personal Loan to see the dream place

Education Abroad

Want to study abroad but need money. Personal Loan can be a good option for it.


Marriage is a once in a life time achievment. make your all dreams come true with Personal Loan.

Compare Interest Rates

Bank Interest Rate Procssing Fee Loan Tenure
HDFC Bank 10.50% Min Rs. 1,999 Upto 2.50% 12 - 60 Months
Citi Bank 10.50% Upto 0.5% 12 - 60 Months
Tata Capital 11.25% Rs 1499, Upto 2.5% 12 - 72 Months
Fullerton India 11.99% 1% - 3% 12 - 60 Months
Kotak Mahindra 10.50% Rs. 2999, Upto 2.5% 12 - 48 Months
Indusind Bank 11% 0.75% - 1.75% 12 - 60 Months
Yes Bank 10.45% 0.99%-2% 12 - 60 Months
HDB Finance 13.99% Upto 2% 12 - 60 Months
Aditya Birla Capital 11% 1% - 3% 12 - 60 Months
ICICI Bank 10.75% 0.99% - 2.25% 12 - 60 Months
Bajaj Finserve 12.99% 0.5% - 2% 12 - 60 Months
RBL Bank 12.99% Upto 2% 12 - 60 Months
IDFC Bank 11.50% 1% - 1.5% 12 - 60 Months
Axis Bank 10.49% 1.5% - 2% 12 - 60 Months

The Documents needed for obtaining a Personal Loan

The documentation process can be different in accordance with the particular lender. However, the exact same could be divided in two components - KYC & Financial Records and here are the typically requested documents:

KYC Records
  • Passport Size Photograph
  • Identity Proof Aadhaar, PAN, Passport, DL or Voter ID
  • Home Evidence - Electricity Bill, Mobile Bill or Water Bill
Financial Records
  • Latest 3 month's bank statement of your salary accounts
  • Last 3 month's wages slips

Eligibility Criteria

Eligibility for the loan varies from bank to bank and also depends upon the type of the loan. however, the general criteria depend upon your

  • Age
  • Occupation
  • Income
  • Capacity to repay the loan
  • Place of residence
Personal Loans in Patna

Life throws all kinds of challenges in people. While some of those challenges are satisfied with private efforts, other challenges ask that you take financial aid, be it from friends, family or banks in form of rapid personal loans in Patna.

Personal loans are great if it comes to coping with life's financial challenges. There are a lot of occasions when you need quick money for numerous reasons, it could be a medical emergency, or an urgent housing renovation, an overseas holiday, a family wedding or some other similar thing. Getting an Instant personal loan in Patna not only can help you get by quick repayment of it, but also enhances your credit rating, thus enabling you to take larger help next time.There is a multitude of banks and NBFCs that offer fast and simple personal loans. But, finding the one which best fits your needs is time and effort intensive. Together with BookMyMoney, getting a personal loan is now a breeze

Personal Loan in Patna at a low rate of Interest

Personal Loan is a general-purpose loan. In details, it is an unsecured loan taken by individuals from a bank or a non-banking source (NBFC) to meet their personal needs. Unsecured means here, an Instant Personal Loan in Patna is not secured against any asset like a home loan or a car loan. Since it’s an unsecured loan the borrower does not put up anything like gold or property to avail it and the lender, in the case of the borrower does not able to pay, cannot auction anything he owns. It is provided on the basis of income level, repayment capacity, credit and employment history, etc. Although, Instant Personal Loans interest rate may be higher than those on home, car or gold loans. But it is fine because of the greater perceived risk when sanctioning them.

You want to do some personal stuff, want to start your own business or anything that needs lots of money, the Personal Loan provider in Patna will be a good fit for this situation. From buying a home or car, going on a vacation, buying something extraordinary, BookMyMoney has the lending services you need to make it happen. We are a no-cost personal loan service provider in Patna, we guide you throughout the process and ensure that you get the required amount at a minimum rate of interest. Many of life’s milestones are already reached with the help of a loan and you can do the same under the guidance of us.

Banks say, Personal Loans are probably more convenient than other loans but if you apply directly in the bank, you will face many difficulties in the form of formalities. For the loan approval, being tossed between the desks in banks for paper verifications and checking the eligibility for the loan can be a nightmare for many people. But now, applying for the loan is very easy as we at Bookmymoney, are here to assist you for hassle-free loan services. We understand people don’t have time in this modern era, that’s why we are making it easy for you. What you have to do is to just apply on our site and we will assist you at every step without any charge.

Apply Online for Personal Loan

Maximum APR (Annual Percentage Rate) 10.50% - 22%.
Fee applicable for BookMyMoney Rs 0.

*Terms and conditions apply. Credit at sole discretion of lender subject to rates, credit appraisal, charges, eligibility check and terms. Information shown is indicative and collected from public sources. This is a free service and no charges are payable by the borrower to BookMyMoney. The Company may receive remuneration from lenders for services provided to them. BookMyMoney is an independent professional service provider and is not related to the government or government bodies or any regulator or any credit information bureau in any way. Information carried at this website is not supposed to be an offer or solicitation or invitation to borrow or lend. The Company does not undertake any responsibility with respect to the correctness of the content, information and calculations. Information is subject to change without prior notice. By submitting your query or using any tools or calculators, you authorize BookMyMoney to share your information with lender(s), consent for such lender(s) to access your credit information report.